$1.9 Million: The New Trump Account for Your Kid

Newborn,Baby,In,First,Of,Many,Small,Hospital,Beds

A new Trump-backed investment program is quietly arming millions of American kids with capital and financial literacy instead of more government dependency.

Story Snapshot

Ray Dalio is donating $75 million to boost “Trump Accounts” for roughly 300,000 children in Connecticut’s lower-income areas.
Michael and Susan Dell have already pledged $6.25 billion to help fund 25 million Trump Accounts nationwide.
The Trump administration’s “Big, Beautiful Bill” seeds eligible newborns with $1,000 invested in index funds for 2025–2028 births.
Treasury projections say untouched accounts could grow to nearly $1.9 million by age 28, teaching real-world capitalism from day one.

Trump Accounts: Capitalism Education, Not Classroom Indoctrination

President Trump’s “Big, Beautiful Bill” created Trump Accounts to give every eligible American newborn from 2025 through 2028 a $1,000 stake in the market, held in simple index funds and shielded with tax advantages. Instead of another federal handout, the program gives families an ownership tool they can add to, with private contributions allowed up to $5,000 a year and adjusted for inflation after 2027.

The accounts are designed to grow with America’s economy, not government bureaucracy. Treasury analysts estimate that if a Trump Account is left untouched until age 28, the compounding returns of long-term stock market exposure could push its value close to $1.9 million. That kind of nest egg changes life decisions: starting a business, buying a first home, or investing further. It channels energy toward independence, not permanent reliance on politicized federal programs.

Billionaires Back Trump’s Wealth-Building Vision for Working Families

Ray Dalio, founder of Bridgewater Associates and one of the world’s most studied investors, is putting $75 million behind this effort, funding $250 contributions for roughly 300,000 children in Connecticut communities where median income falls below $150,000. He is explicitly backing Trump’s design that teaches kids how finance can work for them, not against them. Dalio has praised the effort as a path toward financial independence and real capitalism education for the next generation.

Watch:

Dalio is not alone. Michael and Susan Dell previously committed a massive $6.25 billion pledge intended to support 25 million Trump Accounts across the country, dramatically scaling the reach of the initiative. Where past administrations talked about “equity” while growing bureaucracy, this coalition of private capital and conservative policy is quietly building ownership for millions of American children. The White House is using these early commitments as proof that business leaders are ready to invest in families instead of feeding Washington’s spending habit.

The 50 State Challenge: Private Capital, Not Bigger Bureaucracy

Treasury Secretary Scott Bessent joined Dalio at a White House event to launch the “50 State Challenge,” a nationwide campaign calling on business leaders to help fund Trump Accounts in every state. A new fundraising website gives donors a direct on-ramp to support specific communities without running their money through layers of federal agencies. That structure reflects conservative priorities: lean government, transparent programs, and private-sector leadership instead of yet another alphabet-soup office in Washington.

Billionaire Ray Dalio joins Michael Dell to back Trump Accounts https://t.co/otxbNUW3oT

— Business Insider (@BusinessInsider) December 17, 2025

The Trump team is explicit that this program is not retroactive and not a blank check. Children born before 2025 can access separate tax-advantaged vehicles, but the government seed is limited to babies born in the 2025–2028 window. That guardrail reins in costs and keeps the promise credible while still reaching millions of new families.